This year-end checklist helps you assess your portfolio, realign your goals, manage tax efficiency, and ensure you're on track for financial growth in the future.

Tax-loss harvesting is a smart strategy that helps investors save on taxes by selling losing investments to offset gains. Learn how this simple technique can reduce your tax bill, balance your portfolio, and keep more money in your pocket at the end of the year.

Maximize your tax savings with expert insights on deductions, credits, and above-the-line options. Make informed financial decisions this tax season!

Discover how Idaho tax credits can reduce your tax burden. Learn about family, education, conservation, and historic preservation credits.

Planning your retirement nest egg is essential for financial security. Let Intermountain Wealth Management assist you in crafting a personalized strategy to meet your goals and navigate key factors like health care, lifestyle, and income sources.

Maximize your health benefits and financial success by integrating smart investments with strategic health insurance choices, tax-advantaged accounts, and preventive care for long-term security.

Discover how professors like Dr. Emily R. can make informed healthcare decisions during open enrollment, balancing family needs and financial savings.

Unmask health insurance jargon like deductibles, copays, and out-of-pocket maximums. Learn how to select the right plan for your needs with expert tips from Intermountain Wealth Management.

Learn how to make the most of open enrollment by reviewing health insurance options, comparing public and private coverage, and staying on top of important deadlines to ensure optimal benefits for the year ahead.

Learn how brokers can save you 15% to 25% on premiums by comparing rates from multiple insurers and negotiating on your behalf. Understand the differences between insurance agents and brokers, and explore real-world examples of how you can save hundreds of dollars annually.

Explore the financial journey of Adam C., a professor with scattered, underperforming retirement accounts. Learn how professional advice helped him consolidate his savings, optimize contributions, and craft a strategy to meet his retirement goals in this insightful real-life story.

Learn how to effectively plan for retirement by understanding your monthly expenses, assets, and withdrawal rates. Learn strategies for extending your retirement funds and how professional financial advice can enhance your retirement readiness.

In 2024, you can significantly reduce your tax bill by contributing to retirement accounts like 401(k)s, IRAs, or SIMPLE IRAs. These contributions lower your taxable income, offering substantial tax savings. The article explains how tax brackets work, provides examples of potential savings, and offers a guide on adjusting contributions to maximize tax benefits by year-end. Consulting a financial advisor is recommended for personalized strategies to optimize your savings.

Intermountain Wealth Management can help you create an effective risk management strategy tailored to your financial goals. Our personalized approach includes risk tolerance assessment, diversification, asset allocation, and ongoing portfolio monitoring. Protect your investments and secure your financial future with our expert guidance. Schedule a consultation today to build a robust risk management plan.

Understanding how to effectively link your investment strategy with your financial goals is key to maintaining focus and motivation on your financial journey.

Discover the importance of asset allocation in building a resilient investment portfolio. Learn how to balance risk and reward through diversification and achieve your financial goals with Intermountain Wealth Management.

Discover the importance of asset allocation in building a resilient investment portfolio. Learn how to balance risk and reward through diversification and achieve your financial goals with Intermountain Wealth Management.

Learn about diversifying your retirement portfolio with rental properties can provide steady income, potential appreciation, and tax benefits while mitigating risk. Learn the advantages of real estate investment in building a secure retirement strategy.

While $1 million was once seen as a benchmark for retirement, it may not be enough in today's economy. Learn why experts recommend saving more to account for inflation, rising healthcare costs, and increased life expectancy.

Navigating your Public Employee Retirement System of Idaho (PERSI) or Utah Retirement Systems (URS) account is crucial as you approach retirement. Explore the different withdrawal options and retirement benefit plans available to ensure a financially secure future.

Investing your money is a smart way to grow your wealth over time, but it's crucial to understand the role taxes can have on your investment returns. We're sharing how taxes affect your investments, why it matters, and what you can do to minimize their impact.

Idaho's tax credit system offers various opportunities for individuals to reduce their tax liabilities while simultaneously supporting specific initiatives and activities within the state.

Looking to better understand whether an ETF or Mutual Fund is best for you? We share details about both as well as the benefits of each.

Selecting a financial advisor could be considered one of the most impactful decisions you make. Unfortunately, not all advisors are created equal. Asking the right questions to discover values, ethics and philosophy that align with you will avoid potential headaches.

Start the estate planning process today to ensure that your wishes are carried out and your loved ones are provided for in the future.

While volatility can create opportunities for profit, it also poses risks to investors' portfolios. Understanding how market volatility affects your investments is crucial for making informed decisions.

Learn about common mistakes that you can make when it comes to investing that can impact your financial goals.

Stocks and bonds represent a form of investing, but they differ in a few ways.

We're taking a look at how the S&P 500 performed during the last 36 years of presidential elections as well as how politics impact the stock market.

The SEC's recent approval of 11 new spot Bitcoin (BTC-USD) ETFs in the United States has generated significant anticipation in the market.

Investing has long been considered a path to financial growth and security, but many people often wonder if they can start investing with a small amount of money. The good news is that the world of investing has evolved, and there are options available for individuals who want to get started with smaller sums.

In the realm of financial planning, one often overlooked yet powerful tool is the beneficiary designation. Understanding what it is and strategically utilizing it can not only simplify the distribution of assets but also play a crucial role in saving on future taxes.

This comprehensive guide explains what compound interest is, how it works, and why it’s crucial for building wealth over time. Discover effective strategies to maximize your financial growth.

Ten strategies that can pave the way for financial success in 2024 including reducing debt, budgeting, investing, and more.

Intermountain Wealth Management of Idaho Falls shares how to create a retirement plan, why it's vital, and the steps to get started.

Choosing the right investment strategy is a personal journey that hinges on your individual goals, risk tolerance, time horizon, and financial situation. Patience, coupled with a well-thought-out strategy and professional advice, can pave the way to achieving your financial goals.

Getting into investing can be a mix of excitement and uncertainty, especially when faced with the array of options available in the market. Learn more about which investment option is the best fit for you and your financial goals.

Embarking on the savings and investment journey doesn’t require a vast fortune. It starts with a decision, a plan, and a small step forward.

Estate planning is essential for financial well-being but often gets overlooked. This guide offers straightforward strategies to help you create a solid estate plan, ensuring your assets are distributed according to your wishes while minimizing taxes and protecting your loved ones.

Learn more about required minimum distributions from Intermountain Wealth Management, registered investment advisors that put your best interests first located in Idaho Falls.

Explore top year-end tax strategies to optimize your returns. Uncover actionable insights to reduce liabilities and maximize deductions before the year closes.

Unlock the essentials of your 401K with this comprehensive guide. Dive into its basics, benefits, and how it impacts your financial future. Perfect for beginners and those looking to optimize retirement savings.

Calculating retirement benefits can seem complex, but with a clear understanding of your retirement plan's components and formula, university professors can take charge of their financial future.

Contributing to a retirement account outside of work is a proactive step towards securing a financially stable future. Learn more about planning for your individual retirement with Intermountain Wealth Management.

Investing in a retirement account is like planting a garden. It takes time and effort, but the rewards are worth it in the long run. Learn more reasons for investing in a retirement account from Intermountain Wealth Management.

Real estate seems to be a “trendy” investment today, just like cryptocurrency. Influencers vlog themselves either building their dream homes or buying investment properties. Let's look at the popular reasons and some potential deep-rooted motives behind investing.

The S&P 500 Index has been trading in choppy action over the last month. The index is giving mixed signals.

Equifax, one of the large three credit reporting companies was recently hacked. Over 143 million Americans had their personal information compromised.

After the stock market crash of 2008, the Federal Reserve, in an effort to stimulate the economy, reduced the cost of borrowing money by lowering interest rates to zero.

With the growth of index funds, coupled with the SEC requirement to have all mutual funds compare themselves to a benchmark or index, people are focusing on benchmarks and indices instead of focusing on their own needs and objectives.

Whether you like or dislike President Trump, we can all agree that he has stirred strong emotion in the hearts of the American people. What are the concerns the president has and how might China respond?

Today the S&P 500 Index broke above 3000 for the first time in anticipation the Federal Reserve Chairmen Jay Powell will lower interest rates in July.

The Federal Reserve only lowers interest rates when it wants to increase inflation, or it is concerned about slowing economic growth in the U.S. and around the world.

The Federal Reserve lowered interest rates 0.25% on July 31st. In doing so the Federal Reserve used up some of it’s ammunition for future needs.

Negative interest rates refer to a scenario in which cash deposits incur a charge for storage at a bank, rather than receiving interest income.

With the Democrats in Congress starting a formal impeachment inquiry into President Donald Trump’s phone call with the Ukrainian President, some people are wondering what effect impeachment will have on the stock market.

Can the stock market predict the outcome of the presidential elections? Not really, but there is some interesting data about the S&P 500 Index and the presidential elections.

Regardless of today’s uncertain environment, we believe the right thing to do is follow our disciplined process for making investment decisions because this too shall pass.

The possible economic consequences of the coronavirus — now called Covid-19 is a concern for everyone around the world. Here are different comments from a variety of organizations.

President Trump signed new legislation into law at the end of 2019 for the new Setting Every Community Up for Retirement Enhancement (Secure) Act, starting in 2020. Here is what it means if you have an IRA.

On November 26, it was announced the Dow set its 100th record high under the Trump administration leadership. With investments climbing higher and higher, it is easy to get caught up in the emotion called the fear of missing out.

No one knows or can predict what will happen in the future, but it is interesting how history will often repeat itself.